Question: Can You Get An Apple Card With No Credit History?

Which bank gives credit card easily?

Credit One Bank® Visa® Credit Card The Credit One Platinum Card is the easiest unsecured credit card to get.

It is available to people with bad credit or no credit.

Cardholders also earn 0 – 1% cash back on eligible purchases..

Can you get Apple card with no credit?

If you’ve been denied for the Apple Card, you’re probably feeling a bit left out. … And though it’s not designed for people with poor credit, the Apple Card may offer better approval odds than many comparable rewards cards. Indeed, some cardholders report getting the card with a credit score in the 600’s.

How can I get a credit card with no credit history?

You’ll Need to Have a Job.Prequalify for a Credit Card.Get a Student Credit Card.Apply for a Store Credit Card.Get a Secured Credit Card.Get a Credit-Builder Loan.Get a Co-Signer.Become an Authorized User.More items…

Why was my apple card application denied?

Applications are approved or denied by Apple’s financial partner, Goldman Sachs, and that institution may reject your application for the following reasons: You’re currently past due or have recently been past due on a debt obligation. … You don’t have sufficient disposable income after you pay your existing debts.

Is it hard to get an apple card?

The Apple Card’s credit score requirement is 700 or higher. That means applicants need at least good credit to qualify for an Apple Credit Card account. While it’s possible to be approved with a lower score due to a high income or other positive factors, it’s best to not take the risk.

Is no credit worse than bad credit?

No credit means you have no credit history. But bad credit means you have made some mistakes and are paying the price. … In short, both present problems, but having no credit is better than having bad credit because building good credit from scratch can be easier than rebuilding credit.

What if you have no credit history?

When you have no credit history, the credit bureaus just don’t know enough about you to guess whether you’ll pay back borrowed money. And that’s all a credit score is — an estimate of the likelihood you’ll pay back the next credit you’re granted, based on the data in your credit reports.

What credit score do you need to get an apple card?

Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.

Can you get a credit report if you have no credit history?

If you have no credit accounts or have opened an account or accounts with lenders that do not report the payment status to a credit reporting company, you will not have a credit report.

How can I prove I have no credit history?

You may be able to contact the credit agency to request a letter that states you have no credit history. If the agency will not provide a letter, you may provide a sworn statement that declares you do not have a credit history in the United States.

What’s your credit score if you have no credit?

According to Experian, 99% of consumers have FICO scores higher than 470. But if you have no credit history, you don’t have a score at all.

Which bank gives credit card with no credit history?

Best Credit Cards for No CreditDiscover it® Secured – No Credit or Bad Credit.Capital One QuicksilverOne Cash Rewards Credit Card – No Deposit.OpenSky® Secured Visa® Credit Card – No Credit Check.Capital One Platinum Credit Card – No Annual Fee.Petal® 2 Visa® Credit Card – Cash Back.More items…•